DISCLAIMER

Introduction

Last Updated: 06-14-2022 

The information provided by FIThinking (“We,” “Us,” “Our,” or FIThinking”) on FIThinking.com (the “Website”) is for general informational purposes only. All information on the website is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the website. Users should be aware that the information contained on this website may contain errors or inaccuracies.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the website or reliance on any information provided on the website. Your use of the website and your reliance on any information on the website is solely at your own risk.

Consent

By using this website, you hereby consent to this Disclaimer and agree to its terms.

We will not be liable for any damages experienced in connection with the use of our website.

IF YOU DO NOT AGREE WITH THIS DISCLAIMER, STOP NOW AND DO NOT ACCESS OR USE THIS WEBSITE.

Content

FIThinking reserves the right to update or change information contained in this website at any time and we reserve the right to discontinue or alter any or all of our website services, and to stop publishing our website, at any time in our sole discretion without notice or explanation. The owner will not be responsible for the availability of this information.

We are not responsible or liable in any manner for any Content posted on our website or in connection with our website, whether posted or caused by Users of the website or by us. Although we provide rules for User conduct and postings, we do not control and are not responsible for what the users post, transmit, or share on the website, and are not responsible for any offensive, inappropriate, obscene, unlawful, or otherwise objectionable Content you may encounter on the website. We are not responsible for the conduct, whether online or offline, of any User of our website.

You acknowledge that all Content posted on the website by Users is User Content (comments, message boards, email functions, or other interactive areas as part of the website’s services – collectively “Forums”). Company reserves the right, but disclaims any obligation or responsibility, to prevent you from posting User Content to any Forum and to restrict or remove your User Content from a Forum or refuse to include your User Content in a Forum for any reason at any time, in the Company’s sole discretion and without notice to you.

You acknowledge that messages posted on this website are public, and Company cannot guarantee the security of any information you disclose through any Forum; you make such disclosures at your own risk. Company is not responsible for the Content or accuracy of any information posted on any Forum, and shall not be responsible for decisions made based on such information.

External Links

This website may contain, or you may be sent through the website, links to other sites or content belonging to or originating from third parties or links to sites and features in banners or other advertising. We do not exercise any editorial control over the information you may find at these locations and we do not investigate, monitor, or check such external links for accuracy, adequacy, validity, reliability, availability, or completeness. As a result, we do not warrant, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the website or any site or feature linked in any banner or other advertising. The appearance of external links does not constitute endorsement by FIThinking of the linked websites, or the information, products, or services contained therein.

Personal Opinions or Views

The Views, Statements, and Opinions expressed in this website are solely those of the author and do not represent views and opinions of FIThinking nor do they represent the views and opinions of people, institutions, or organizations that the owner may or may not be associated with in a professional or personal capacity unless explicitly stated. Reference to any specific product or entity does not constitute an endorsement or recommendation by FIThinking.

Product Disclaimer

FIThinking makes no warranty, representation, or guarantee regarding the information contained herein or the suitability of its products and services for any particular purpose, nor does FIThinking assume any liability whatsoever arising out of the application or use of any product or service.

It is the Buyer’s responsibility to independently determine suitability of any products and to test and verify the same. The products sold here under and any other products sold by FIThinking have been subject to limited testing and should not be used in conjunction with mission-critical equipment or application. Any performance specific actions are believed to be reliable but are not verified, and Buyer must conduct and complete all performance and other testing of the products, alone and together with, or installed in, any end-products. Buyer shall not rely on any data and performance specifics or parameters provided by FIThinking. The information provided by FIThinking hereunder is provided “as is, where is” and with all faults, and the entire risk associated with such information is entirely with the Buyer.

Information provided on this website is proprietary to FIThinking, and FIThinking reserves the right to make any changes to the information in this website or to any products and services at any time without notice.

EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, FITHINKING HEREBY EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES REGARDING THE PRODUCTS, WHETHER EXPRESS OR IMPLIED, INCLUDING ANY REPRESENTATION OR WARRANTY IN REGARD TO QUALITY, PERFORMANCE, NONINFRINGEMENT, COMMERCIAL UTILITY, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.

Reviews

FIThinking may provide reviews of products, services, books, software applications, or other resources. We will provide honest reviews of these products and/or services and any such reviews will represent the good-faith opinions of the author of such review. We have received a commission in exchange for some of our reviews. Nevertheless, we do not recommend products or services unless we believe in them and believe they are of value to you. Earning a commission is a side benefit which affords us the opportunity to make this website a truly valuable resource for product reviews and related information. You acknowledge that you should conduct your own due diligence and should not rely solely upon any reviews provided on this website.

Investment Strategies

Our website may contain financial data, news reports, discussion forums, and other financial content that is meant to inform our Users. FIThinking is not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions, or tax or legal advice. We are not regulated by the Financial Services Authority.

We are an educational forum for analyzing, learning, and discussing general and generic information related to stocks, investments, and strategies. No Content on the website constitutes – or should be understood as constituting – a recommendation to enter into any securities transactions or to engage in any of the investment strategies presented in our website Content. We do not provide personalized recommendations or views as to whether a stock or investment approach is suited to the financial needs of a specific individual.

Affiliate Links

This affiliate disclosure details the affiliate relationship of FIThinking with other companies and products. Some of the links on this website are “affiliate links,” a link with a unique tracking code. We receive an affiliate commission if you click on an affiliate link and purchase that item. Nevertheless, we only recommend products or services we believe will add value to our readers. The item’s price is the same whether it is an affiliate link or not.

Affiliate advertising programs that the Service uses are:

• Amazon. FIThinking is a participant in the Amazon affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon or affiliated companies. Pages on this website may include affiliate links to Amazon and its affiliate sites on which the owner of this website, FIThinking, will make a referral commission.

• Personal Capital. FIThinking is a participant in the Personal Capital affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Personal Capital or affiliated companies. Pages on this website may include affiliate links to Personal Capital and its affiliate sites on which the owner of this website, FIThinking, will make a referral commission.

• Mint Mobile. FIThinking is a participant in the Mint Mobile affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Mint Mobile or affiliated companies. Pages on this website may include affiliate links to Mint Mobile and its affiliate sites on which the owner of this website, FIThinking, will make a referral commission.

• Lively HSA. FIThinking is a participant in the Lively HSA affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Lively HSA or affiliated companies. Pages on this website may include affiliate links to Lively HSA and its affiliate sites on which the owner of this website, FIThinking, will make a referral commission.

• Fundrise. FIThinking is a participant in the Fundrise affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Fundrise or affiliated companies. Pages on this website may include affiliate links to Fundrise and its affiliate sites on which the owner of this website, FIThinking, will make a referral commission.

• NordVPN. FIThinking is a participant in the NordVPN affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to NordVPN or affiliated companies. Pages on this website may include affiliate links to NordVPN and its affiliate sites on which the owner of this website, FIThinking, will make a referral commission.

Testimonials

In accordance with the FTC guidelines concerning the use of endorsements and testimonials in advertising, please be aware of the following: This website may contain testimonials from Users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such Users. However, the experiences are personal to those Users, and may not necessarily be typical or representative of what other consumers using our products or services may experience. FIThinking does not claim, and you should not assume, that all Users will have the same experiences. Individual results may vary.

The testimonials on the website are submitted in various forms such as text or video and are reviewed by us before being posted. They appear on the website verbatim as given by the User, except for grammatical or typing error corrections. Some testimonials may have been edited for clarity or shortened for the sake of brevity where the original testimonial contained extraneous information not relevant to the general public.

The views and opinions expressed in the testimonials are strictly the views of the poster or reviewer and do not reflect our views and opinions. FIThinking is not responsible for the opinions or comments posted on this website, and does not necessarily share the opinions, views, or commentary of postings on this website.

Testimonials on this website are not intended, nor should they be construed, as claims that the products or services can be used to diagnose, treat, cure, mitigate, prevent, or otherwise be used for any disease or medical condition. To the contrary, our products are not intended to diagnose, treat, cure, or prevent any disease and no medical claims whatsoever have been made. No testimonial has been clinically proven or evaluated and no statements on this website have been evaluated by the FDA.

The people giving testimonials on this website may have been compensated with free products or discounts for use of their experiences.

Health, Fitness, & Nutrition

This website offers health, fitness, and/or nutritional information and is provided solely as general education and for informational purposes only and is not intended to diagnose, treat, cure, mitigate, or prevent any disease or illness or to be a substitute for professional medical advice, diagnosis, or treatment.

FIThinking strongly recommends that you consult your physician or healthcare provider before beginning any nutrition or exercise program. If you choose to use this information without prior consent of your physician, you are agreeing to accept full responsibility for your decisions and agreeing to hold harmless FIThinking, its agents, employees, contractors, and any affiliated companies from any liability with respect to injury or illness to you or your property arising out of or connected with your use of the information contained within this website.

Users of this website should not rely exclusively on information provided through our Content for their own health needs. All specific medical questions should be presented to your own health care provider and you should seek medical advice before starting any type of nutrition or weight loss or workout program.

Never disregard professional medical advice, or delay in seeking it, because of something you have read on this website. Never rely on information on this website in place of seeking professional medical advice.

Exercise, nutrition, and food supplements may affect you differently from another person depending upon many factors, including your choices, combinations, intensity, timing, and general health and genetics. FIThinking cannot guarantee your results. We are not licensed registered dieticians or physicians. Use of the information contained herein is at the sole choice and risk of the reader.

No Professional Relationship Disclaimer

FIThinking.com DOES NOT contain professional advice. We do not provide any kind of professional advice. The information found on the website is provided for general informational and educational purposes only and is not a substitute for professional advice.

Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. The use or reliance of any information contained on the website is solely at your own risk.

Your use of this website – including implementation of any suggestions set out in this website and/or use of any resources available on this website – does not create a professional-client relationship between you and FIThinking or any of its professionals, employees, owners, agents, or contributors.

Maps Policy

The map used on the website is published on the web by Google and sourced under an open license. The boundaries, names shown, and the designations used on this map do not imply the expression of any opinion whatsoever on our part or its people in respect of the legal status of any country, territory, city, or area, or the delimitation of any frontiers or boundaries.

Fair Use Notice

The website contains images and excerpts of copyrighted material the use of which has not been authorized by the copyright owner. This material is made available for the purpose of education, intellectual analysis, and critique, as well as to advance the understanding of political, media, and cultural issues. We believe this constitutes a “fair use” of any such copyrighted material as provided for in U.S. Code Title 17, section 107 (the US Copyright Law.) If you are interested in using any copyrighted material from this website for any reason that goes beyond “fair use,” you must first obtain permission from the copyright owner.

Personal Responsibility

By using this website, you acknowledge you are doing so voluntarily and that any choices, actions, and results now and in the future are solely your responsibility. We will not be liable to you or any other party for any decision made or action taken in reliance on the information given in the website.

Severability

If a provision of this disclaimer is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision of this disclaimer would be lawful or enforceable if the unlawful or unenforceable part were removed, that part will be deemed to be removed, and the rest of the provision will continue in effect.

Terms & Conditions

Use of our website is governed by the Terms & Conditions; refer to this document for more information.

Contact Us

If you require any more information or have any questions about our website’s Disclaimer, please feel free to contact us by email at [email protected].

Copyright Information

COPYRIGHT 2022 FITHINKING. ALL RIGHTS RESERVED.